Swica

Who can benefit?

Members as well as family members living in the same household (spouse/life partner, minor children and adult children for whom there is a civil law support obligation) can join the collective contract until they reach retirement age. Retired persons must switch to the individual contract.

For further information, please contact the Howden Infoline directly. You can reach them by phone at 044 380 81 81, weekdays from 8 a.m. to 5 p.m. or by e-mail at infoline@howdengroup.ch.

Alternative insurance models

FAVORIT CASA

You benefit from up to 20% discount.

The main focus of this alternative insurance model is the relationship of trust with your family doctor. The statutory benefits are insured, including outpatient treatment and hospital stays in the general ward of the canton of residence.

FAVORIT MEDICA

You benefit from up to 20% discount.

With this alternative insurance model, you choose the attending physician from an extensive list. The statutory benefits are insured, including outpatient treatment and hospital stays in the general ward of the canton of residence.

FAVORIT TELMED

You benefit from up to 20% discount.

With this alternative insurance model, the SWICA sante24 telephone health advice service looks after you. In the event of health problems, they will advise you on the best way to proceed. Statutory benefits are insured, including outpatient treatment and hospital stays in the general ward of your canton of residence.

FAVORIT SANTE

You benefit from up to 25% discount.

With this alternative insurance model, you personally experience the advantages of a modern group practice. Doctors and therapists use their combined expertise to your advantage. Statutory benefits are insured, including outpatient treatment and hospital stays in the general ward of your canton of residence.

Supplementary insurance VVG - Highlights

• Entry age / premium freeze: From the age of 46, the premiums of the supplementary insurance can be frozen. This means that semi-private and private supplements are still payable in old age.
• INFORTUNA medical expenses: Accident insurance for private coverage worldwide.
• Health promotion: You receive up to CHF 800 per year for activities in the areas of exercise, nutrition and relaxation.
• Dental hygiene: SWICA pays 50% up to a maximum of CHF 100.- per year for dental hygiene.
• Annual deductible: Creditability of the deductible in the supplementary insurances.
• Family discount: The 3rd child pays only 1/3 of the basic insurance (KVG).